General FAQs
Consumer debt is any debt incurred for personal, family, or household purposes.
Paying it off can get debt collectors off your back and put you on the path to rebuilding your credit score and reclaiming your finances, thus becoming more stable.
A debt collector is not permitted to contact your employer or any other person for that matter regarding your debt. In most cases, these collectors may only speak with you, your spouse or your attorney regarding a debt.
Absolutely not, you, nor Samuel Wang Law, have the power to issue a warrant or make an arrest for an unpaid debt.
General FAQs
Collection agencies are businesses that attempt to receive a sum from commercial or personal debts owed to another company in exchange for a portion of the sum amount.
Due to the Fair Debt Collection Practices Act, a debt collector must restrict all communication to your representing attorney.
Collection scams are people who claim that you owe them or their business money from an unpaid service they provided for you. To confirm validity, you may request a “validation notice” from the alleged collector to ensure of their legitimacy.
In many cases, a debt settlement agency may claim that they will “negotiate” your sum amount to a lesser value for your benefit. Though, there is no way to assure that a creditor will be willing to accept a lower sum amount.
Debt collectors are not allowed to harass you in any way for an unpaid debt, which may include: threatening, harming, using obscene/profane language, or using a phone to spam/annoy you.
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3100 W Ray Rd #201, Chandler, AZ 85226